Here is a list of the insurances that our company offers at your service
The Personal auto insurance allows you to meet the basic requirements of coverage in each state, this insurance is mandatory for all vehicles owners. At de same time, depending on the coverage (liability, uninsured motorist, comprehensive and collision) it may cover a number of risks that can result during an accident. Don't expose yourself to risk; our experts can help you get the best coverage for you.
For Fuerza Latina Insurance obtaining the ideal coverage for your commercial vehicle consists on obtaining the best liability and physical damage protection for your vehicles, such as cars, trucks and vans, which are intended for work or work-related use, and due to its business nature their coverage is different from what it is on personal vehicles.
The policy for Taxi, buses and limousines offers coverage that protects the vehicle insured, drivers and passengers. This coverage is specific to those dedicated to the transportation of persons for profit. With this type of insurance, everyone is covered.
Protecting your home is important; with mobile home insurance you get specialized protection for your prefabricated home. Mobile homes are more susceptible to unexpected damage such as storms and other hazards, and for this reason it is important that they are covered, if you have a Mobile Home you need to know your coverage options which will depend on the type of your manufacture mobile home.
Homeowners insurance is a policy designed to insure residential risk and includes personal property coverage as personal liability protection; protect your home from "hazards. A hazard is an exposure to risk or something that causes loss or destruction. As a homeowner, you can buy different types of insurance policies and feel confident that your home and the assets in it are covered.
The renter’s policy is a liability insurance of the tenant. Renter's insurance is an affordable way to cover your belongings and protect you from unexpected damage and injury to others, covers any damage you may cause to someone else's property, protects your belongings and additional expenses in the event the rental property becomes temporarily uninhabitable.
Every activity comes with risk, especially those that involve wheels, speed and the unpredictable factors that drivers and motorcyclist experience while on the road. Make sure you have the motorcycle insurance you need tu be fully covered in the event of an accident.
Motorcycle Accident Facts.
• Motorcycle-related deaths increase by 55% in the past decade.
• 4,500 people died in motorcycle accidents in 2010.
• Motor cycle injuries and deaths cost about $12 billion annually.
You can’t prevent an accident from happening, but you can be prepared. Some of the important measures that can make a difference include taking motorcycle safety course, wearing protective gear and making sure you have adequate motorcycle insurance.
Liability Policy: Liability coverage has three forms of coverage: bodily liability for one person, bodily liability for all people involved, and property liability. If you cause an accident and someone is injured, the liability will cover the coat of treatment for that person.
Before you decide on liability coverage in your motorcycle insurance policy, consider how much you can afford if the accident is severe. If the cost of the crash exceeds your limits. You will have to pay out of pocket.
Additional coverage: If you have done any after-market upgrades or any enhancement to the motorcycle, you may want additional coverage for these items. It is good idea to retain all receipts and photos of any equipment or custom work.
Collision Coverage: If you motorcycle is damaged in accident; collision coverage will pay for repair or replacement regardless of who was at fault for the accident.
Comprehensive coverage: Also known as “other than collision” comprehensive coverage covers any damage not caused by an accident with another vehicle, including:
• Weather –related damage, such as hail.
• Criminal activity, including theft and vandalism.
• Collins with wildlife.
Medical payment/personal injury coverage: Pays for your medical treatment or funeral cost after an accident, regardless of who is responsible for accident.
Uninsured / underinsured motorist coverage: If an uninsured or underinsured driver causes a collision in which you are injured or your motorcycle is damaged, this policy would cover you-of-pocket expenses.
Boat Insurance covers you in the event of a loss or damage to your boat.
It covers most watercraft with motors, including fishing boats, pontoon boats, paddle boats, leisure crafts and yachts.
You boat insurance may include the following:
Collision Damage: Includes repair or replacement of your boat, but may or may not include clean up or wreckage unless you purchase optional additional coverage.
Property damage liability: Covers damage you might cause to someone else’s boat, a dock, or other property structures.
Bodily Injury: Covers injury you might cause someone while using your, includes medical bills lost income pain and suffering, and legal expenses.
Comprehensive: Provides compensation if your boat is vandalized, stolen or damaged in incident other than collision.
Additional coverages options: Coverage for medical payments, fishing equipment, oil spills personal property and road side assistance, as well as damages and injuries from accidents cause by boaters who are uninsured or underinsured.
The amount of compensation you receive for a claim depends on a few things, including your deductibles, limits and whether your boater’s insurance cover you boat actual cash value, replacement cost or agreed upon value.